Even though I didn't make it to midnight, 2013 was heard all around the world. 2012 brought lots of change in my life so 2013 is going to mean decisions. Instead of resolutions, I make goals. First one is to reduce debt, especially revolving debt with high interest rates. Second one is to build equity. My current rental home is in need of updating and I'll be making extra payments to reduce the loan amount. Third one is to build savings. Emergency savings is the first goal followed by a fun savings for vacations and personal luxuries. Last one is travel. Since I'll be focusing a lot on reducing debt, I want to get my passport and make a couple small trips to enjoy 2013. One of which is a trip to El Paso to see a friend. Since I couldn't go to North Carolina in December (due to medical debt), I'm going to make that happen in 2013 for sure.
Bring it on!
